“Shallow men believe in luck. Strong men believe in cause and effect.”
– Ralph Waldo Emerson
There are many reasons why our finances are in the shape they are in. Some of those reasons are due to external factors over which we have no control. Others are directly connected to our daily choices, beliefs and habits we have developed around money.
I think you would agree that we can know something to be true, yet fail to do it. I think you’ll also agree that there is a direct cause and effect relationship between our day-to-day living and the state of our pocketbook.
Setting all of the external factors aside, what are the financial factors we can control or at least have strong influence over? Let’s take a look at two key factors that, if managed appropriately, have the power to revolutionize our finances and the way we…
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